Things to Know When Buying a Home in Charleston

When buying a home in Charleston, you’ll get a charming city that boasts a rich history dating back to 1670, a relaxed atmosphere, breathtaking waterfront scenery, and mouth-watering southern cuisine. Before you jump into the home-buying process or choose a builder, it's wise to explore your options and consider some important factors.

Living in Downtown Charleston or in Greater North Charleston

Charleston is more than just a downtown area full of mansions. The city includes beautiful places like Mount Pleasant and Folly Beach, Johns Island, James Island, Sullivan’s Island, and Isle of Palms. Look beyond the busy downtown and explore the other opportunities that Charleston has to offer. If you want to enjoy the beach or marsh view, you have a range of options. You could settle for a cozy apartment or luxurious condo life in the city or go for new construction in Greater North Charleston. The possibilities are truly endless.

With an array of neighborhoods and scenic locations to choose from in Charleston County, you have the chance to design or discover a dream home that fits your preferences. To ensure the location is in line with your interests and lifestyle, turn to guidance from experienced home builders in Charleston. Collaborating with these professionals can result in a beautiful dream home tailored to your preferences and a perfect location to match. So, get ready to make your dream home come true in beautiful Charleston County.

Charleston Weather

Experience charming Charleston, where the weather may be hot and humid for most of the year but the rewards are worth it. While you may have to endure the thick and stuffy air during the more uncomfortable times, there is generally moderate temperature all year round. No wonder folks from up north flock down south when their temperatures dip. In January, expect a warm high 50s while in June be prepared for a balmy high 80s accompanied by high humidity.

Importance of Insurance

The beautiful city of Charleston is impacted by its unique climate and first-time home buyers need to protect their investment. Get insider knowledge on how to navigate the complex landscape of this coastal city or partner with a skilled home builder who knows the ins and outs of property sea levels. Don't let unforeseen climate events ruin your dream home so make sure to take proactive steps to ensure quality insurance coverage today. 

While we appreciate the beauty of coastal living, we know the risks that come with it. In Charleston, hurricane season from June through November can be absolutely devastating. But what many people don't realize is that parts of the city sit about 20 feet below sea level, making flood insurance also an absolute necessity for homeowners. Protect yourself and your home from the unexpected by being prepared for anything that may come your way.

Weather aside, Charleston has held the number one spot on Travel + Leisure’s “The Top 15 Cities in the United States” since 2013. An honor like that says a lot about a city.

Cost of Living in Charleston

It's always smart to check the cost of living before you make a big move. Luckily, Charleston's cost of living was just a tad higher than the national average in 2022. With a hot market, homes and plots of land are flying off the shelves faster than cupcakes at a bakery. Charleston boasts a median home cost of $386,600, but downtown district living is more of a splurge with apartments and townhomes going for around $1.3 million in 2022. Time to start shopping for southern charm and amazing seafood.

Taxes in Charleston

South Carolina has emerged as a top contender for low property taxes, with most residents paying a mere half percent of their home value each year, as of 2022. You can count on more wins with this kind of financial advantage.

Attractions in Charleston

Charleston, South Carolina is a stunning coastal city that competes with its neighboring town of Savannah, Georgia for Southern charm and beauty. With a mix of beaches, rooftop bars, cobblestone streets, and live oak trees, it has all the makings of a quaint southern town with a lively atmosphere. Whether you're looking to lounge on the beach, admire the colorful homes on Rainbow Row, learn about the history of Fort Sumter National Monument, or indulge in the city's delicious cuisine, there's always something to do in Charleston, no matter the season.

It's easy to fall in love with Charleston when considering purchasing a new home. These tips have provided a crash course on what you need to know as you prepare to purchase a beautiful new home in Charleston. Discover stunning floor plans and check out Pulte's new home communities in Charleston today!

For more design tips, local attraction guides, and homeowner lifestyle articles, check out the Pulte Homes blog for inspiration.

Contributed by Alexandra Shimalla, Georgia-based freelance writer