What is a Patio Home?

Patio homes have a distinct charm—think townhouse, but with a twist. These cozy dwellings generally share a wall with a neighbor and usually don't stretch higher than a story and a half. 

But don't be fooled by their simplicity; patio homes come with their own special flair. Unlike townhouses, they usually don't have full second floors. Instead, you’ll find a single loft or bedroom perched above the ground floor. And despite their catchy name, they might not even include an actual patio. There are lots of reasons to fall in love with this enchanting abode.

Patio homes are a popular house style popping up all over the Northeastern region of the United States. Frequently found by golf courses or in quaint, friendly neighborhoods, these homes come at more affordable price points than your average standalone home. It's no wonder homebuilders are focusing their efforts on this unique design.

What Is a Garden Home?

This term is just another name for patio homes. These inviting homes usually share one wall with a neighbor and are typically no taller than one-and-a-half stories. 

What Is the Difference Between a Condo and a Patio Home? 

Since both share walls with neighbors, patio homes and condos seem similar. But the truth is, they're vastly different. Owning a condo means you own everything inside, but unfortunately, that's where your property line ends. The exterior, including any lush community spaces or greenery, belongs to someone else.

However, purchasing a patio home means owning your own lot, even if the house is attached to a neighbor's property. You can typically claim ownership over your fencing, grass, driveway, porch, and of course, the patio itself.

Who Are Patio Homes Suitable For? 

For those who want the freedom of owning a home without breaking the bank, patio homes are a smart option. These homes are perfect for those who appreciate smaller living arrangements, such as empty nesters or retirees. They're also great for first-time homeowners who want to plant their feet in the real estate market without the hefty price tag of a larger home. Patio homes may be petite, but their style and convenience are nothing to sneeze at.

Patio Homebuying Tips

Imagine sipping lemonade on your peaceful patio while soaking up the sun, the view of your welcoming community bringing a smile to your face. That's the dream for many homebuyers in the market for a patio home. But before you sign any paperwork, it's important to ask your realtor key questions, like those below, before making your big purchase.

How Private Is the Patio Home?

Your experience in a patio home can range from total tranquility to complete chaos, depending on the neighbors you share your walls with. So, before making a move, channel your inner detective and ask around about the noise levels next door. The answers you get could be essential for living your best life in your new home.

What Is Insurance Like for Patio Homes?

Having the right insurance coverage for your patio home is vital for protecting yourself and your property. A potential disaster, like a fire in a neighboring home, could quickly pose a threat to your residence. When exploring your options, research the insurance requirements of your community and find a policy that provides adequate protection for your unique needs. Don't wait until it's too late to safeguard your home; take steps ahead of time to ensure your peace of mind.

For a home that's truly built for you, trust Pulte to combine the best in upscale living and modern conveniences to create homes as stylish as they are functional. From cutting-edge building materials to smart floor plans, our homes are designed to keep up with your busy lifestyle. Discover stunning floor plans and check out Pulte's new home communities today!